Unsure about your investment or your contract?

Note: due to high demand, the price will increase to €849 on June 1st. Request your second opinion now for the current rate of €675.

The fee is payable in two instalments: €424.50 upon assignment and €424.50 upon delivery of the report.

Get a second opinion from experts in banking, risk and legal.
Discreet. Independent. Straightforward.

Do you have any questions or would you like to discuss a proposal in advance? Feel free to email us — we will respond quickly and independently.

Request your review now

Strategic Partnership Announcement

Second Opinion Check is pleased to announce a new strategic alliance with Foster Swiss, a leading Swiss advisory firm specialised in international structuring, offshore banking, and regulatory planning.

Read more

Don’t take unnecessary risks.

Every day, people sign investment contracts they barely understand — or feel pressured to accept.

We offer a discreet second opinion on investment offers, contracts and proposals — before you sign.
You send it. We review it. You decide.

Start your second opinion request

What is Second Opinion Check

Unsure about an investment or contract?
Get an independent assessment within 3 working days from a team of experienced professionals.

We are fully independent and have no interest in whether or not you proceed with your investment.

Any questions? Feel free to mail us

Who we are

A qualified and international team with broad experience in banking, risk management, compliance, legal structuring and fund management

Read our FAQ

Independent advice (no sales, no commission)

Background in banking, compliance & legal

Fully confidential

You stay in control — we just point out the risks

Why people come to us

Sometimes an investment or contract doesn’t feel quite right, but you’re not sure why. We offer an independent second opinion, so you can make the right decision with peace of mind.

Have you received an investment offer that sounds too good to be true?

Are you about to sign something you’re not 100% sure about?

Or do you already have money tied up in a deal that feels unclear?

What we review

  • Investment proposals (pitch decks, teasers)
  • Contracts and commitments
  • Real estate, private placements, high-yield offers
  • Red flags, unrealistic promises, unclear parties

You’ll receive an independent opinion within 3 working days — clearly written, no fluff.

How it works

1. Upload document or describe case

2. Confirm payment

3. Review in 3 working days

4. Clear written opinion

Send us your offer — we’ll tell you if it’s solid, shady, or a no-go

What you get

A discreet and honest second opinion

Key risks and red flags clearly outlined

A short written summary with our verdict
✅ Green light — ⚠️ Caution — ❌ Red flag

No hidden fees or subscriptions

Who reviews your submission?

Your file is assessed by a qualified team with expertise in:

  • International banking and fund management
  • Legal structuring and contract evaluation
  • Risk management, compliance & alternative
  • investments

Full names are shared confidentially during the KYC process, but are not published on the website to safeguard discretion and independence.

Request now

What does your advice report look like?

Case: Real estate project in Spain offering 8% return

  • Structure: no guarantees, intermediary based in BVI
  • Risk: high
  • Verdict: Red flag (❌)
  • Recommendation: avoid the contract or demand full restructuring

What’s included?

  • Clear outcome (green/yellow/red)
  • Legal and financial risk analysis
  • Concise and understandable advice

Curious how we assess investments, contracts or deals?

Download an example of a real anonymized second opinion report.

View our example report (PDF)

Every day of delay increases the risk. Let us uncover your risks within 3 working days.

What our clients say

“We were about to commit to a €3.5M asset deal when Second Opinion Check flagged key red flags. Their report saved us from a contractual nightmare. Highly recommended for any family office involved in direct investments.”

— Private Client Advisor, London

“Very sharp and to the point. The second opinion gave our legal team just the leverage we needed to renegotiate the deal structure. Worth every euro.”

— In-house Counsel, Investment Group

“As a non-finance founder, I felt overwhelmed by term sheets and clauses. This service helped me see clearly and negotiate with confidence.”

— CEO, SaaS Startup, Paris

Send us your investment, contract or deal for review

We’ll tell you if your investment, contract or deal is solid, risky, or a clear no-go.

Request your review

Secure payment & confidential handling

The fixed fee is €675

€337.50 upon assignment, €337.50 upon final delivery of the report

No VAT is charged, as payments are processed via our international legal entity. For complex or extensive submissions, a surcharge may apply. If so, we will always notify you in advance.

Note: We only start once payment is confirmed.
If the submission falls outside scope, we refund.

Expansion beyond the EU – payment in USD available

Second Opinion Check is expanding its services to clients outside the European Union. For international clients who prefer to pay in US dollars ($USD), we offer the option to convert the fee based on the current exchange rate.

  • Total amount in USD: $750
  • Payment structure: $375 upon assignment, $375 upon final delivery of the report

Payment is securely processed via our international payment system. No VAT applies. The exact amount will be adjusted automatically based on the current exchange rate at the time of payment.

Frequently Asked Questions

Yes. You pay €337.50 at the time of assignment and €337.50 upon final delivery of the report. This means you only pay in full once we have delivered value. No VAT is applicable: this is a non-EU cross-border B2B service (reverse charge applies).

No, VAT does not apply.

Payments are processed through a non-EU entity that is not subject to VAT Regulations. The amount shown is the final amount due.

No problem. You can also submit a proposal or draft version of an agreement for review before signing anything. We will assess whether the structure, terms, and risks already warrant caution at this stage.

You can always submit everything you consider relevant. In some cases, an additional fee may apply — for example, with large document packages, foreign legal structures or simultaneous investments. If that’s the case, we will contact you first before starting the review.

Feel free to contact us at info@secondopinioncheck.com — we respond within 1 business day.

We review a wide range of investments, including real estate, private placements, high-yield offers, contracts and information memoranda. Unconventional or international proposals are also welcome.

In most cases, you’ll receive a written review within 2 to 4 business days. Urgent reviews can be arranged faster if needed.

We can only provide a full assessment based on the original documents — such as the offer, contract or pitch deck. A summary may give us a first impression, but is less reliable.

Everything you send is treated as strictly confidential and never shared with third parties. If you wish, we can work under a mutual NDA.

Yes, feel free to email us first with your questions or to discuss a deal before submitting. We respond quickly and independently.

Still unsure? Start by sending your documents — we’ll review it confidentially.

Have your investment, contract or deal checked

Fixed fee €675

€337.50 upon assignment, €337.50 upon final delivery of the report

  • No VAT (invoicing via international entity)
  • Pay easily via credit card, Apple Pay or Google Pay
  • For complex cases, you’ll receive a quote in advance
  • You can pay securely by credit card, Apple Pay or Google Pay. Your request is processed immediately after payment.
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Questions before submitting? Feel free to contact us at info@secondopinioncheck.com — we respond within 1 business day.

Also for legal and contractual review

Second Opinion Check doesn’t just assess investment proposals  we also review contracts and legal risks. This includes LOIs, NDAs, escrow agreements, international commercial contracts and many more contracts are possible also.

We’ll tell you clearly whether to sign or not.

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